What Documents Are Needed for a Personal Loan?

Description

Wondering what documents are needed for a personal loan? Applicants generally need documents that verify their identity, address, income and financial details. Common requirements include PAN card, Aadhaar card, address proof, salary slips, Form 16 and recent bank statements. Self-employed professionals and business owners may also need ITR, GST registration, business proof and financial statements. Pensioners may be asked for pension payment proof and bank records. The exact requirements depend on the lender and applicant profile. Before applying, check the current document requirements and keep all copies clear, valid and updated. This can help make document verification easier and reduce avoidable delays.

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